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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,439 | $159,978+69.7% | $147,041+84.6% | $145,978+85.9% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.99% | 98.36%-84.4pp | 419.21%-405.2pp | 550.52%-536.5pp |
| Employer contribution / active EE | $19,661 | $5,288+271.8% | $4,935+298.4% | $4,662+321.7% |
| Participant deferral / active EE | $12,433 | $8,429+47.5% | $8,071+54.0% | $6,690+85.8% |
| Admin fee / account holder | $3,429 | $15,053-77.2% | $13,006-73.6% | $13,400-74.4% |