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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,318 | $138,076-71.5% | $123,553-68.2% | $135,380-71.0% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -11.77% | 153.70%-165.5pp | 119.21%-131.0pp | 519.81%-531.6pp |
| Employer contribution / active EE | $21,877 | $5,152+324.6% | $4,628+372.7% | $4,779+357.8% |
| Participant deferral / active EE | $9,305 | $6,800+36.8% | $6,426+44.8% | $5,609+65.9% |
| Admin fee / account holder | $400 | $10,917-96.3% | $9,284-95.7% | $10,828-96.3% |