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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,037 | $84,936-68.2% | $111,308-75.7% | $79,391-65.9% |
| Participation rate | 78.4% | 75.9%+2.6pp | 77.3%+1.1pp | 70.7%+7.7pp |
| Annual return | 13.19% | 17.45%-4.3pp | 54.67%-41.5pp | 116.88%-103.7pp |
| Employer contribution / active EE | $1,862 | $1,979-5.9% | $2,732-31.8% | $2,428-23.3% |
| Participant deferral / active EE | $3,685 | $3,888-5.2% | $4,487-17.9% | $4,046-8.9% |
| Admin fee / account holder | $3,243 | $537+503.7% | $7,965-59.3% | $627+417.6% |