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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,546 | $79,181-32.4% | $102,423-47.7% | $74,429-28.1% |
| Participation rate | 49.0% | 74.8%-25.8pp | 76.5%-27.5pp | 67.2%-18.2pp |
| Annual return | 17.82% | 54.97%-37.2pp | 29.42%-11.6pp | 1368.38%-1350.6pp |
| Employer contribution / active EE | $1,888 | $2,362-20.1% | $3,023-37.6% | $2,625-28.1% |
| Participant deferral / active EE | $4,087 | $4,416-7.5% | $5,054-19.1% | $4,348-6.0% |
| Admin fee / account holder | $6,507 | $2,002+225.0% | $9,455-31.2% | $1,944+234.6% |