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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,891 | $108,695-56.9% | $74,722-37.2% | $152,897-69.3% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 16.65% | 114.11%-97.5pp | 753.11%-736.5pp | 345.43%-328.8pp |
| Employer contribution / active EE | $6,322 | $1,504+320.3% | $1,084+483.1% | $4,764+32.7% |
| Participant deferral / active EE | $5,336 | $2,712+96.8% | $1,963+171.8% | $5,851-8.8% |
| Admin fee / account holder | $338 | $4,906-93.1% | $3,335-89.9% | $11,599-97.1% |