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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,255 | $104,116-63.3% | $71,089-46.2% | $135,380-71.7% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -8.51% | 1256.51%-1265.0pp | 650.65%-659.2pp | 519.81%-528.3pp |
| Employer contribution / active EE | $7,521 | $1,485+406.5% | $1,088+591.5% | $4,779+57.4% |
| Participant deferral / active EE | $6,548 | $2,524+159.4% | $1,873+249.7% | $5,609+16.7% |
| Admin fee / account holder | $415 | $4,142-90.0% | $3,082-86.5% | $10,828-96.2% |