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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,864 | $103,957-80.9% | $69,182-71.3% | $273,968-92.7% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 6.22% | 35.28%-29.1pp | -21.94%+28.2pp | 41.45%-35.2pp |
| Employer contribution / active EE | $8,170 | $1,781+358.7% | $1,205+577.9% | $4,869+67.8% |
| Participant deferral / active EE | $4,576 | $2,716+68.5% | $1,896+141.3% | $5,287-13.5% |
| Admin fee / account holder | $4,945 | $3,671+34.7% | $2,697+83.3% | $10,132-51.2% |