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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,029 | $75,962-22.3% | $154,111-61.7% | $64,173-8.0% |
| Participation rate | 59.0% | 70.4%-11.4pp | 83.0%-24.1pp | 69.6%-10.6pp |
| Annual return | -5.00% | 30.32%-35.3pp | 735.18%-740.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $3,006 | $3,350-10.3% | $5,298-43.3% | $2,381+26.3% |
| Participant deferral / active EE | $5,731 | $3,175+80.5% | $5,081+12.8% | $3,470+65.2% |
| Admin fee / account holder | $521 | $5,589-90.7% | $13,411-96.1% | $4,887-89.3% |