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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,096 | $84,236-28.7% | $170,435-64.7% | $70,126-14.3% |
| Participation rate | 66.7% | 70.8%-4.2pp | 83.6%-16.9pp | 69.5%-2.9pp |
| Annual return | 15.27% | 23.06%-7.8pp | 205.94%-190.7pp | 73.15%-57.9pp |
| Employer contribution / active EE | $4,327 | $3,387+27.7% | $5,432-20.4% | $2,343+84.7% |
| Participant deferral / active EE | $6,051 | $3,086+96.1% | $4,939+22.5% | $3,332+81.6% |
| Admin fee / account holder | $7,503 | $5,698+31.7% | $13,881-45.9% | $4,645+61.5% |