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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,143 | $73,848-42.9% | $143,799-70.7% | $68,486-38.5% |
| Participation rate | 66.7% | 66.7%0pp | 80.3%-13.6pp | 67.9%-1.2pp |
| Annual return | -17.73% | 0.91%-18.6pp | -0.04%-17.7pp | -7.85%-9.9pp |
| Employer contribution / active EE | $3,139 | $3,184-1.4% | $4,952-36.6% | $2,597+20.9% |
| Participant deferral / active EE | $6,455 | $3,385+90.7% | $5,638+14.5% | $4,028+60.3% |
| Admin fee / account holder | $3,328 | $5,755-42.2% | $14,677-77.3% | $5,404-38.4% |