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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,374 | $85,171-58.5% | $172,752-79.5% | $72,975-51.5% |
| Participation rate | 46.4% | 70.1%-23.6pp | 82.6%-36.2pp | 69.5%-23.1pp |
| Annual return | 24.88% | 27.32%-2.4pp | 802.97%-778.1pp | 81.01%-56.1pp |
| Employer contribution / active EE | $2,389 | $3,324-28.1% | $5,144-53.6% | $2,440-2.1% |
| Participant deferral / active EE | $3,933 | $3,260+20.7% | $5,198-24.3% | $3,608+9.0% |
| Admin fee / account holder | $2,459 | $5,880-58.2% | $13,955-82.4% | $5,124-52.0% |