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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $64,069 |
NFP RETIREMENT INC3 years Service code 27 120 VANTIS STE 400 · ALISO VIEJO, CA 92656 | Advisory (Plan) | $29,943 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,410 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,631 | $71,142-76.6% | $119,622-86.1% | $64,819-74.3% |
| Participation rate | 97.5% | 78.6%+18.9pp | 79.3%+18.2pp | 71.5%+26.0pp |
| Annual return | -8.95% | -10.01%+1.1pp | -14.98%+6.0pp | 32.84%-41.8pp |
| Employer contribution / active EE | $5,967 | $2,497+138.9% | $4,232+41.0% | $2,507+138.0% |
| Participant deferral / active EE | $7,802 | $4,490+73.8% | $5,601+39.3% | $4,311+81.0% |
| Admin fee / account holder | $114 | $162-29.9% | $10,328-98.9% | $188-39.5% |