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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,281 | $73,787-37.3% | $98,716-53.1% | $82,448-43.9% |
| Participation rate | 57.3% | 61.4%-4.1pp | 69.3%-12.0pp | 68.1%-10.8pp |
| Annual return | 18.88% | 18.57%+0.3pp | 31.81%-12.9pp | 41.64%-22.8pp |
| Employer contribution / active EE | $1,895 | $1,511+25.4% | $2,279-16.8% | $2,551-25.7% |
| Participant deferral / active EE | $4,725 | $3,081+53.3% | $4,048+16.7% | $4,139+14.2% |
| Admin fee / account holder | $358 | $6,500-94.5% | $8,703-95.9% | $7,234-95.1% |