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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,004 | $58,627-26.6% | $76,735-44.0% | $82,448-47.8% |
| Participation rate | 96.3% | 63.2%+33.1pp | 69.5%+26.8pp | 68.1%+28.2pp |
| Annual return | 12.55% | 39.10%-26.5pp | 29.77%-17.2pp | 41.64%-29.1pp |
| Employer contribution / active EE | $2,846 | $1,729+64.6% | $2,454+16.0% | $2,551+11.6% |
| Participant deferral / active EE | $5,376 | $3,134+71.6% | $4,088+31.5% | $4,139+29.9% |
| Admin fee / account holder | $310 | $5,323-94.2% | $7,189-95.7% | $7,234-95.7% |