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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,789 | $55,902-34.2% | $76,030-51.6% | $80,959-54.6% |
| Participation rate | 96.2% | 62.1%+34.1pp | 69.1%+27.1pp | 67.7%+28.5pp |
| Annual return | 9.73% | 20.59%-10.9pp | 361.54%-351.8pp | 35.67%-25.9pp |
| Employer contribution / active EE | $2,476 | $1,867+32.6% | $2,688-7.9% | $2,757-10.2% |
| Participant deferral / active EE | $4,388 | $3,051+43.8% | $4,257+3.1% | $4,300+2.0% |
| Admin fee / account holder | $2,620 | $5,239-50.0% | $6,421-59.2% | $6,925-62.2% |