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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,580 | $183,592+59.9% | $155,574+88.7% | $145,877+101.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.12% | 61.37%-47.3pp | 64.87%-50.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $18,912 | $5,317+255.7% | $4,676+304.5% | $4,663+305.6% |
| Participant deferral / active EE | $3,419 | $6,466-47.1% | $5,629-39.3% | $6,691-48.9% |
| Admin fee / account holder | $12,398 | $19,316-35.8% | $15,914-22.1% | $13,402-7.5% |