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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,105 | $104,106-86.5% | $71,086-80.2% | $135,382-89.6% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.7%+45.3pp | 82.6%+17.4pp |
| Annual return | -15.78% | 1256.30%-1272.1pp | 650.59%-666.4pp | 519.77%-535.6pp |
| Employer contribution / active EE | $6,800 | $1,485+357.9% | $1,088+525.2% | $4,779+42.3% |
| Participant deferral / active EE | $4,278 | $2,527+69.3% | $1,874+128.2% | $5,609-23.7% |
| Admin fee / account holder | $939 | $4,142-77.3% | $3,082-69.5% | $10,829-91.3% |