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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,560 | $30,732-85.2% | $59,496-92.3% | $59,633-92.4% |
| Participation rate | 67.6% | 43.2%+24.4pp | 54.6%+13.0pp | 68.7%-1.1pp |
| Annual return | -72.47% | 4.47%-76.9pp | 182.05%-254.5pp | 2041.40%-2113.9pp |
| Employer contribution / active EE | $2,765 | $631+338.4% | $1,153+139.9% | $2,203+25.6% |
| Participant deferral / active EE | $2,386 | $1,183+101.7% | $1,829+30.4% | $3,192-25.2% |
| Admin fee / account holder | $9 | $2,136-99.6% | $2,232-99.6% | $4,297-99.8% |