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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,370 | $160,059-56.0% | $140,019-49.7% | $135,382-48.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -3.25% | 911.44%-914.7pp | 651.15%-654.4pp | 519.77%-523.0pp |
| Employer contribution / active EE | $4,207 | $6,420-34.5% | $5,605-25.0% | $4,779-12.0% |
| Participant deferral / active EE | $8,646 | $7,641+13.2% | $6,927+24.8% | $5,609+54.1% |
| Admin fee / account holder | $525 | $13,328-96.1% | $10,705-95.1% | $10,829-95.2% |