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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,124 | $171,867-65.0% | $149,721-59.8% | $147,586-59.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 12.73% | 2113.36%-2100.6pp | 1501.67%-1488.9pp | 578.59%-565.9pp |
| Employer contribution / active EE | $4,238 | $6,275-32.5% | $5,444-22.2% | $4,876-13.1% |
| Participant deferral / active EE | $8,064 | $7,270+10.9% | $6,568+22.8% | $5,439+48.3% |
| Admin fee / account holder | $3,528 | $13,799-74.4% | $11,282-68.7% | $10,886-67.6% |