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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,364 | $100,139-49.7% | $85,187-40.9% | $145,884-65.5% |
| Participation rate | 39.1% | 74.1%-35.0pp | 67.5%-28.4pp | 80.3%-41.2pp |
| Annual return | 13.86% | 84.15%-70.3pp | 66.67%-52.8pp | 551.85%-538.0pp |
| Employer contribution / active EE | $1,745 | $3,238-46.1% | $2,732-36.1% | $4,662-62.6% |
| Participant deferral / active EE | $3,953 | $5,296-25.4% | $4,525-12.6% | $6,690-40.9% |
| Admin fee / account holder | $876 | $7,262-87.9% | $6,162-85.8% | $13,392-93.5% |