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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,312 | $93,124-65.3% | $77,100-58.1% | $134,545-76.0% |
| Participation rate | 34.8% | 74.5%-39.7pp | 67.9%-33.1pp | 81.2%-46.5pp |
| Annual return | -9.68% | 62.68%-72.4pp | 42.35%-52.0pp | 418.37%-428.1pp |
| Employer contribution / active EE | $1,506 | $3,421-56.0% | $2,815-46.5% | $4,742-68.2% |
| Participant deferral / active EE | $3,215 | $5,242-38.7% | $4,430-27.4% | $6,401-49.8% |
| Admin fee / account holder | $2,216 | $6,970-68.2% | $5,443-59.3% | $11,431-80.6% |