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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,306 | $114,130-67.3% | $96,192-61.2% | $167,553-77.7% |
| Participation rate | 26.1% | 75.1%-49.0pp | 68.4%-42.4pp | 82.1%-56.0pp |
| Annual return | 20.75% | 190.07%-169.3pp | 192.09%-171.3pp | 478.89%-458.1pp |
| Employer contribution / active EE | $1,630 | $3,431-52.5% | $2,799-41.8% | $4,840-66.3% |
| Participant deferral / active EE | $3,970 | $5,198-23.6% | $4,351-8.8% | $6,343-37.4% |
| Admin fee / account holder | $13,920 | $6,901+101.7% | $5,539+151.3% | $12,316+13.0% |