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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,840 | $166,242-70.6% | $165,071-70.4% | $145,884-66.5% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 10.99% | 100.44%-89.5pp | 70.17%-59.2pp | 551.85%-540.9pp |
| Employer contribution / active EE | $1,627 | $5,283-69.2% | $4,347-62.6% | $4,662-65.1% |
| Participant deferral / active EE | $2,199 | $6,964-68.4% | $6,035-63.6% | $6,690-67.1% |
| Admin fee / account holder | $3,590 | $16,658-78.5% | $12,695-71.7% | $13,392-73.2% |