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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,672 | $99,652-81.3% | $78,778-76.3% | $147,586-87.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 17.60% | 47.28%-29.7pp | 35.62%-18.0pp | 578.59%-561.0pp |
| Employer contribution / active EE | $5,995 | $2,796+114.4% | $1,986+201.9% | $4,876+22.9% |
| Participant deferral / active EE | $4,126 | $3,664+12.6% | $2,958+39.5% | $5,439-24.1% |
| Admin fee / account holder | $419 | $7,155-94.1% | $5,134-91.8% | $10,886-96.1% |