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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,956 | $112,933-61.1% | $90,970-51.7% | $158,982-72.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 20.17% | 215.82%-195.7pp | 134.60%-114.4pp | 302.99%-282.8pp |
| Employer contribution / active EE | $6,834 | $2,893+136.2% | $2,122+222.1% | $4,763+43.5% |
| Participant deferral / active EE | $4,132 | $4,128+0.1% | $3,373+22.5% | $5,983-31.0% |
| Admin fee / account holder | $626 | $8,047-92.2% | $5,961-89.5% | $11,252-94.4% |