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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,868 | $29,051-38.5% | $52,425-65.9% | $67,986-73.7% |
| Participation rate | 18.9% | 30.4%-11.5pp | 55.6%-36.7pp | 57.2%-38.3pp |
| Annual return | 16.27% | 24.00%-7.7pp | 302.12%-285.9pp | 31.67%-15.4pp |
| Employer contribution / active EE | $179 | $412-56.6% | $914-80.4% | $2,019-91.1% |
| Participant deferral / active EE | $354 | $873-59.4% | $1,790-80.2% | $3,358-89.4% |
| Admin fee / account holder | $1,502 | $2,113-28.9% | $2,495-39.8% | $3,203-53.1% |