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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,902 | $112,729-77.9% | $98,716-74.8% | $137,256-81.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 24.04% | 38.48%-14.4pp | 31.81%-7.8pp | 220.34%-196.3pp |
| Employer contribution / active EE | $4,657 | $2,725+70.9% | $2,279+104.4% | $4,156+12.0% |
| Participant deferral / active EE | $5,469 | $4,640+17.9% | $4,048+35.1% | $6,407-14.6% |
| Admin fee / account holder | $7,347 | $10,129-27.5% | $8,703-15.6% | $12,270-40.1% |