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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,161 | $108,942-85.2% | $100,415-83.9% | $145,897-88.9% |
| Participation rate | 94.4% | 83.0%+11.5pp | 81.5%+12.9pp | 80.3%+14.1pp |
| Annual return | -1.37% | 58.27%-59.6pp | 49.47%-50.8pp | 552.29%-553.7pp |
| Employer contribution / active EE | $2,028 | $4,422-54.1% | $3,943-48.6% | $4,663-56.5% |
| Participant deferral / active EE | $4,155 | $8,461-50.9% | $8,091-48.6% | $6,689-37.9% |
| Admin fee / account holder | $1,905 | $9,702-80.4% | $7,906-75.9% | $13,390-85.8% |