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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,410 | $78,672-23.2% | $109,163-44.7% | $85,856-29.6% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 9.97% | 25.09%-15.1pp | 25.75%-15.8pp | 318.58%-308.6pp |
| Employer contribution / active EE | $1,204 | $2,734-55.9% | $3,723-67.6% | $2,565-53.0% |
| Participant deferral / active EE | $4,247 | $3,467+22.5% | $4,654-8.7% | $3,952+7.5% |
| Admin fee / account holder | $1,690 | $5,470-69.1% | $6,754-75.0% | $6,261-73.0% |