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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,797 | $63,342-46.6% | $92,236-63.4% | $70,131-51.8% |
| Participation rate | 97.4% | 68.7%+28.7pp | 76.5%+20.9pp | 69.5%+27.9pp |
| Annual return | 18.83% | 530.15%-511.3pp | 176.29%-157.5pp | 73.14%-54.3pp |
| Employer contribution / active EE | $5,107 | $2,471+106.7% | $3,679+38.8% | $2,342+118.0% |
| Participant deferral / active EE | $2,673 | $2,854-6.3% | $3,897-31.4% | $3,332-19.8% |
| Admin fee / account holder | $2,358 | $3,840-38.6% | $5,194-54.6% | $4,645-49.2% |