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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,375 | $57,350-40.1% | $83,850-59.0% | $64,181-46.4% |
| Participation rate | 92.1% | 68.6%+23.5pp | 76.1%+16.0pp | 69.6%+22.5pp |
| Annual return | -10.10% | 11.38%-21.5pp | 850.92%-861.0pp | 7.63%-17.7pp |
| Employer contribution / active EE | $2,256 | $2,545-11.4% | $3,631-37.9% | $2,381-5.2% |
| Participant deferral / active EE | $2,981 | $2,993-0.4% | $4,082-27.0% | $3,470-14.1% |
| Admin fee / account holder | $4,815 | $4,046+19.0% | $5,478-12.1% | $4,887-1.5% |