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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,894 | $81,749-41.4% | $58,544-18.2% | $139,456-65.7% |
| Participation rate | 80.0% | 61.3%+18.7pp | 50.9%+29.1pp | 80.3%-0.3pp |
| Annual return | 16.50% | 7425.45%-7408.9pp | 4249.56%-4233.1pp | 373.45%-356.9pp |
| Employer contribution / active EE | $2,747 | $1,398+96.5% | $1,053+160.9% | $4,753-42.2% |
| Participant deferral / active EE | $3,701 | $2,555+44.9% | $1,923+92.5% | $6,711-44.8% |
| Admin fee / account holder | $910 | $3,272-72.2% | $2,520-63.9% | $11,407-92.0% |