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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,632 | $112,935-61.4% | $90,970-52.0% | $158,966-72.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 16.19% | 215.79%-199.6pp | 134.58%-118.4pp | 302.95%-286.8pp |
| Employer contribution / active EE | $979 | $2,895-66.2% | $2,122-53.9% | $4,762-79.4% |
| Participant deferral / active EE | $3,855 | $4,129-6.6% | $3,373+14.3% | $5,983-35.6% |
| Admin fee / account holder | $1,394 | $8,045-82.7% | $5,960-76.6% | $11,250-87.6% |