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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,726 | $58,828-80.1% | $78,002-85.0% | $62,881-81.4% |
| Participation rate | 93.1% | 71.1%+22.0pp | 75.5%+17.6pp | 69.3%+23.8pp |
| Annual return | 12.96% | 17.16%-4.2pp | 425.99%-413.0pp | 20.14%-7.2pp |
| Employer contribution / active EE | $2,944 | $1,672+76.1% | $2,470+19.2% | $2,281+29.1% |
| Participant deferral / active EE | $4,521 | $2,686+68.4% | $3,497+29.3% | $3,203+41.2% |
| Admin fee / account holder | $459 | $4,393-89.5% | $5,481-91.6% | $4,296-89.3% |