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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,003 | $61,660-51.3% | $80,022-62.5% | $64,173-53.2% |
| Participation rate | 96.6% | 71.7%+24.9pp | 75.8%+20.7pp | 69.6%+27.0pp |
| Annual return | -7.70% | -0.33%-7.4pp | 11.22%-18.9pp | 7.63%-15.3pp |
| Employer contribution / active EE | $3,746 | $1,810+106.9% | $2,468+51.8% | $2,381+57.3% |
| Participant deferral / active EE | $7,025 | $2,968+136.7% | $3,686+90.6% | $3,470+102.5% |
| Admin fee / account holder | $3,146 | $5,417-41.9% | $6,521-51.8% | $4,887-35.6% |