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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,088 | $59,440-15.7% | $78,004-35.8% | $82,637-39.4% |
| Participation rate | 97.4% | 62.8%+34.6pp | 69.4%+28.0pp | 68.1%+29.4pp |
| Annual return | 14.70% | 40.24%-25.5pp | 31.07%-16.4pp | 53.51%-38.8pp |
| Employer contribution / active EE | $2,810 | $1,750+60.5% | $2,469+13.8% | $2,552+10.1% |
| Participant deferral / active EE | $3,780 | $3,138+20.4% | $4,092-7.6% | $4,126-8.4% |
| Admin fee / account holder | $3,705 | $5,504-32.7% | $7,578-51.1% | $7,339-49.5% |