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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,683 | $183,516-46.2% | $155,534-36.6% | $145,884-32.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.86% | 61.43%-47.6pp | 64.92%-51.1pp | 551.85%-538.0pp |
| Employer contribution / active EE | $10,245 | $5,315+92.8% | $4,675+119.2% | $4,662+119.7% |
| Participant deferral / active EE | $5,339 | $6,467-17.4% | $5,630-5.2% | $6,690-20.2% |
| Admin fee / account holder | $4,334 | $19,293-77.5% | $15,900-72.7% | $13,392-67.6% |