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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,778 | $154,228-25.6% | $145,433-21.1% | $137,256-16.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.05% | 74.59%-59.5pp | 66.58%-51.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $4,209 | $4,804-12.4% | $4,554-7.6% | $4,156+1.3% |
| Participant deferral / active EE | $10,776 | $8,216+31.2% | $7,897+36.5% | $6,407+68.2% |
| Admin fee / account holder | $3,355 | $14,344-76.6% | $13,129-74.4% | $12,270-72.7% |