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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,141 | $201,372-67.7% | $184,260-64.6% | $145,884-55.3% |
| Participation rate | 87.5% | 87.5%0pp | 86.8%+0.7pp | 80.3%+7.2pp |
| Annual return | 17.53% | 29.04%-11.5pp | 28.84%-11.3pp | 551.85%-534.3pp |
| Employer contribution / active EE | $5,853 | $7,024-16.7% | $6,427-8.9% | $4,662+25.5% |
| Participant deferral / active EE | $4,308 | $9,808-56.1% | $9,133-52.8% | $6,690-35.6% |
| Admin fee / account holder | $9,058 | $16,362-44.6% | $13,898-34.8% | $13,392-32.4% |