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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,212 | $98,766-24.9% | $149,730-50.4% | $79,852-7.1% |
| Participation rate | 68.4% | 75.8%-7.4pp | 82.5%-14.1pp | 69.6%-1.2pp |
| Annual return | 26.86% | 27.43%-0.6pp | 276.70%-249.8pp | 31.72%-4.9pp |
| Employer contribution / active EE | $932 | $3,217-71.0% | $4,645-79.9% | $2,471-62.3% |
| Participant deferral / active EE | $5,347 | $5,681-5.9% | $6,843-21.9% | $3,740+43.0% |
| Admin fee / account holder | $1,088 | $6,052-82.0% | $9,310-88.3% | $5,306-79.5% |