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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,612 | $89,367-32.2% | $141,191-57.1% | $72,975-16.9% |
| Participation rate | 58.3% | 75.1%-16.8pp | 82.5%-24.1pp | 69.5%-11.2pp |
| Annual return | 0.00% | 111.87%-111.9pp | 71.41%-71.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $752 | $3,115-75.9% | $4,736-84.1% | $2,440-69.2% |
| Participant deferral / active EE | $4,392 | $5,419-18.9% | $6,710-34.5% | $3,608+21.7% |
| Admin fee / account holder | $5,163 | $5,957-13.3% | $10,264-49.7% | $5,124+0.8% |