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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,168 | $129,737-63.6% | $119,126-60.4% | $154,746-69.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.81% | 379.08%-368.3pp | 282.11%-271.3pp | 172.34%-161.5pp |
| Employer contribution / active EE | $2,245 | $4,375-48.7% | $4,034-44.3% | $4,379-48.7% |
| Participant deferral / active EE | $1,605 | $5,842-72.5% | $5,318-69.8% | $6,730-76.2% |
| Admin fee / account holder | $12,098 | $11,961+1.1% | $10,693+13.1% | $14,365-15.8% |