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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,506 | $124,330-59.4% | $109,173-53.7% | $167,536-69.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.95% | 26.04%-16.1pp | 25.75%-15.8pp | 478.82%-468.9pp |
| Employer contribution / active EE | $4,230 | $4,209+0.5% | $3,723+13.6% | $4,839-12.6% |
| Participant deferral / active EE | $12,055 | $5,256+129.3% | $4,654+159.0% | $6,342+90.1% |
| Admin fee / account holder | $22,562 | $7,974+182.9% | $6,755+234.0% | $12,315+83.2% |