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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,773 | $133,998-39.0% | $112,263-27.2% | $134,545-39.2% |
| Participation rate | 70.0% | 78.6%-8.6pp | 75.1%-5.1pp | 81.2%-11.2pp |
| Annual return | -8.83% | 47.17%-56.0pp | 27.49%-36.3pp | 418.37%-427.2pp |
| Employer contribution / active EE | $442 | $4,040-89.1% | $3,636-87.8% | $4,742-90.7% |
| Participant deferral / active EE | $2,100 | $5,292-60.3% | $4,729-55.6% | $6,401-67.2% |
| Admin fee / account holder | $7,487 | $7,493-0.1% | $6,410+16.8% | $11,431-34.5% |