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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,168 | $111,535-57.7% | $105,223-55.2% | $137,256-65.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.81% | 237.85%-227.0pp | 180.65%-169.8pp | 220.34%-209.5pp |
| Employer contribution / active EE | $2,245 | $3,939-43.0% | $3,689-39.1% | $4,156-46.0% |
| Participant deferral / active EE | $1,605 | $5,500-70.8% | $5,072-68.4% | $6,407-75.0% |
| Admin fee / account holder | $12,098 | $9,721+24.4% | $8,859+36.6% | $12,270-1.4% |