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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,197 | $54,357+29.1% | $82,706-15.1% | $68,495+2.5% |
| Participation rate | 67.7% | 63.9%+3.8pp | 72.6%-4.8pp | 67.9%-0.1pp |
| Annual return | -10.74% | -13.67%+2.9pp | 701.76%-712.5pp | -7.84%-2.9pp |
| Employer contribution / active EE | $1,793 | $2,218-19.2% | $3,007-40.4% | $2,596-30.9% |
| Participant deferral / active EE | $3,897 | $3,246+20.1% | $4,394-11.3% | $4,028-3.2% |
| Admin fee / account holder | $1,669 | $4,396-62.0% | $5,329-68.7% | $5,403-69.1% |