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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,254 | $103,000-26.9% | $90,300-16.7% | $152,885-50.8% |
| Participation rate | 65.2% | 75.9%-10.6pp | 73.3%-8.1pp | 82.5%-17.2pp |
| Annual return | 6.68% | 95.19%-88.5pp | 78.11%-71.4pp | 345.39%-338.7pp |
| Employer contribution / active EE | $1,401 | $3,138-55.4% | $2,854-50.9% | $4,763-70.6% |
| Participant deferral / active EE | $3,536 | $4,281-17.4% | $3,884-9.0% | $5,851-39.6% |
| Admin fee / account holder | $242 | $6,173-96.1% | $5,353-95.5% | $11,598-97.9% |