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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,536 | $169,336+17.2% | $129,384+53.4% | $145,884+36.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 8.61% | 14408.70%-14400.1pp | 9461.77%-9453.2pp | 551.85%-543.2pp |
| Employer contribution / active EE | $17,340 | $5,540+213.0% | $4,153+317.5% | $4,662+271.9% |
| Participant deferral / active EE | $28,900 | $4,985+479.7% | $4,166+593.8% | $6,690+332.0% |
| Admin fee / account holder | $752 | $9,912-92.4% | $7,686-90.2% | $13,392-94.4% |