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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,696 | $29,670-87.5% | $56,054-93.4% | $80,911-95.4% |
| Participation rate | 77.8% | 41.7%+36.1pp | 52.5%+25.3pp | 67.6%+10.1pp |
| Annual return | 9.34% | 35.24%-25.9pp | 1705.95%-1696.6pp | 35.63%-26.3pp |
| Employer contribution / active EE | $316 | $670-52.8% | $1,039-69.6% | $2,756-88.5% |
| Participant deferral / active EE | $428 | $1,227-65.1% | $1,952-78.1% | $4,297-90.0% |
| Admin fee / account holder | $455 | $2,431-81.3% | $2,822-83.9% | $6,935-93.4% |