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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,712 | $27,632-90.2% | $61,452-95.6% | $68,486-96.0% |
| Participation rate | 31.0% | 39.5%-8.6pp | 52.6%-21.6pp | 67.9%-36.9pp |
| Annual return | -21.17% | -13.24%-7.9pp | 338.96%-360.1pp | -7.85%-13.3pp |
| Employer contribution / active EE | $264 | $696-62.0% | $1,160-77.2% | $2,597-89.8% |
| Participant deferral / active EE | $369 | $1,264-70.8% | $2,125-82.7% | $4,028-90.8% |
| Admin fee / account holder | $89 | $2,010-95.6% | $2,131-95.8% | $5,404-98.3% |